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advantage one insurance services include life insurance (whole, universal, variable, term), auto insurance, annuities, long term care insurance and more.

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Hmo Insurance Licensing ''will Not Affect Average In

Most investors will not be affected by new restrictions on the licensing of houses of multiple occupation (HMOs) in some towns, the Association of Residential Lettings Agents (Arla) has said.

Spokesman Malcolm Harrison commented: "HMOs are very much for the professional end of the market, it''s not for typical buy to let investment."

This would mean such restrictions would change nothing for most of those with Buy to Let Mortgages.

He added that an excessive number of HMOs in locations such as university towns would not need licensing restrictions to be resolved as "if there''s saturation, the market will quickly tell the investor."

The issue of licensing in university towns was raised last week by housing minister Caroline Flint as she announced a review of such property.

She also announced that matters such as the management and living conditions of such properties would be examined as well.



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